Platform · Post-trade

Margin trading: leverage with live risk, calls and liquidation built in

Configurable facilities, real-time collateral and risk, automated margin calls and a liquidation engine that protects your book, with conventional and Shariah-compliant financing on the same platform.

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In short

ZagTrader's margin engine lets brokers and banks extend leverage through funded, utilisation-based, overdraft and hybrid facilities, with every marginable order checked for buying power, collateral and concentration before it reaches the market. Coverage and margin ratios recalculate in real time, driving tiered alerts, margin calls and, if needed, automated liquidation, with conventional and Tawarruq-based financing on the same platform.

Facilities: Funded, utilisation-based, overdraft and hybrid
Liquidation: Five broker-defined methods, with audited override
Islamic option: Tawarruq-based margin financing

Runs in:Saudi Arabia (Tadawul, Edaa)UAEKuwaitQatarOmanBahrainJordansee all markets

What risk and credit teams ask first

When the check happens, what counts as collateral, and what happens in a fall.

Checked before the order goes out

Buying power, collateral sufficiency and concentration are tested in order validation, before the market.

See pre-trade risk

Multi-asset collateral

Cash, equities, sukuk and bonds, eligible funds and foreign equities, with per-class haircuts and daily mark-to-market.

See fixed income and sukuk

Ratios recalculated continuously

Coverage and margin ratios, equity and buying power, recalculated as prices move.

See securities finance

Tiered calls with alerts

Early-warning, margin-call and liquidation thresholds, with email, SMS and in-app alerts and grace periods.

See client front ends

Liquidation on your rules

Most Liquid, FIFO, LIFO, Most Volatile or Lowest Collateral Ratio, plus manual override with audit.

See trading and execution

Tawarruq margin on the same engine

Shariah-compliant leverage through integrated commodity providers, with no commodity exposure for the client.

See Islamic finance

Who it's for

Brokers offering margin accounts
Prime brokers & banks
Risk & Credit teams
Heads of Retail & Institutional trading

What it solves

Manual, spreadsheet-driven margin monitoring
Delayed margin calls and uncontrolled liquidation
Collateral and haircuts tracked outside the OMS
No path to Shariah-compliant leverage

Leverage, under control

The margin gate is wired directly into order validation: every marginable order is checked for buying power, collateral sufficiency, and concentration before it reaches the market. As prices move, coverage and margin ratios are recalculated in real time, driving alerts and, if needed, automated liquidation.

Key capabilities

Everything a modern margin desk needs

Flexible Facility Types

Funded (fixed-term), utilisation-based revolving credit, overdraft, and hybrid facilities, each with its own accrual basis, limit, and lifecycle.

Collateral Management

Cash, listed equities, sukuk and bonds, eligible funds, and foreign equities as collateral, with per-class haircuts and daily mark-to-market.

Real-Time Margin Engine

Coverage and margin ratios, equity and buying power, recalculated continuously as prices move.

Margin Call Workflow

Tiered early-warning, margin-call, and liquidation thresholds with email / SMS / in-app alerts, grace periods, and client response options.

Liquidation Engine

Automated forced liquidation with broker-defined methodology (Most Liquid, FIFO, LIFO, Most Volatile, or Lowest Collateral Ratio), plus manual override with audit.

Interest Accrual

Daily accrual on the full facility or drawn balance, benchmark-linked floating rates (e.g. SAIBOR) with per-client spreads, and automatic GL posting.

How it works

Facility Lifecycle

Funded, utilisation-based, overdraft, and hybrid facility types
Online application with suitability assessment and digital agreement signing
Automated approval up to a configurable ceiling; manual review above it
Renewal, suspension, top-up, and closure with maker-checker control
Per-user limits, validity windows, and consolidated margin account mapping

Collateral & Concentration

Multi-asset collateral with per-class haircuts and daily mark-to-market
Coverage ratio, margin ratio, equity, gross liquidation value, total market value, used and available margin, and buying power, recomputed continuously
Marginability configured at system, market, security, and user level
Concentration limits per security, group, sector, region, and counterparty
Segregated (isolated) or global buying-power pools
Stress testing for market-downturn and forced-liquidation scenarios

Margin Calls & Liquidation

Tiered early-warning, margin-call, and liquidation thresholds
Email, SMS, and in-app notifications with configurable grace periods
Client cures: deposit collateral, repay loan, or close positions
Liquidation strategies: Most Liquid, FIFO, LIFO, Most Volatile, Lowest Collateral Ratio
Manual override with full audit trail

Shariah-Compliant Margin

Tawarruq-based margin financing via integrated commodity providers
No client-side commodity exposure, structured at the platform level
Same real-time risk, collateral, and liquidation engine as conventional margin
Sukuk eligible as collateral with accrued-profit valuation

Frequently asked questions

Which margin facility types can we offer?

Funded (fixed-term), utilisation-based revolving credit, overdraft and hybrid facilities, each with its own accrual basis, limit and lifecycle. Clients apply online with a suitability assessment and digital agreement signing; approval is automatic up to a ceiling you set, with manual review above it.

What happens when a client's margin falls?

Tiered early-warning, margin-call and liquidation thresholds trigger email, SMS and in-app alerts with configurable grace periods. The client can deposit collateral, repay the loan or close positions; if not, forced liquidation follows your chosen method, with manual override and a full audit trail.

How is margin interest charged?

Interest accrues daily on the full facility or on the drawn balance, at benchmark-linked floating rates (for example SAIBOR) with per-client spreads, and posts automatically to the general ledger.

Can we offer Shariah-compliant margin?

Yes. Tawarruq-based margin financing runs through integrated commodity providers, structured at the platform level so the client has no commodity exposure. It uses the same real-time risk, collateral and liquidation engine as conventional margin, and sukuk are eligible as collateral with accrued-profit valuation.