Solutions · Family offices

Family office platform: one book of record for every beneficiary, entity and bank

Consolidate holdings from every custodian, enforce your investment policy, and issue statements in English or Arabic, with four-eyes control on every payment.

Book a demo See resources and guides

In short

Family offices run on ZagTrader through the Investment Office: one book of record for every beneficiary, entity and custodian, with four-eyes control, mandate limits, daily valuation and statements in English or Arabic. Portfolio Management & Wealth adds model portfolios and controlled rebalancing when the office manages mandates.

Built for: Single-family and multi-family offices, investment offices and holding companies
Core product: Investment Office, the family office book of record
Reports in: English or Arabic, in each family's reporting currency

What your family office gets

The questions principals and CIOs ask first, answered.

Every bank in one family book

Holdings and cash from every custodian, for every beneficiary and entity, consolidated in your base currency.

See the Investment Office consolidation

Your investment policy, enforced

Sharia share, currency, issuer, country and liquidity limits tested live, with a warning before any trade would breach.

See mandate limits

Daily valuation and real returns

Time- and money-weighted returns from a daily valuation, plus a CIO Cockpit and a printable committee pack.

See valuation and the CIO Cockpit

Statements in English or Arabic

Numbered statements per beneficiary, issued on a schedule and e-mailed as password-protected PDFs.

See beneficiary statements

One family or many

Each family is its own organization. Your team sees only the families they serve; four-eyes approval covers every payment out.

See four-eyes control

Model portfolios when you need them

Run model portfolios and rebalance family accounts with pre-trade checks, through Portfolio Management & Wealth.

Explore Portfolio Management

Full capability detail

Family offices run on the Investment Office, with Portfolio Management & Wealth added when the office manages model mandates.

Capability	What you get
Multi-entity aggregation	Individual, joint, trust and corporate accounts, foundations and operating companies combined into consolidated family views, with performance, exposure, allocation and NAV tracked in real time at entity and family level.
Oversight across asset classes	Account aggregation, discretionary portfolio tools and real-time oversight across global portfolios, for multi-generational wealth.
Multi-asset coverage	Equities, fixed income, alternatives, real estate and crypto in the same interface, with tax-lot tracking.
Alternative investments	Private equity, real estate, art, collectibles and other alternatives alongside traditional assets, with capital calls, distributions and valuations tracked and custom reporting.
Mandate enforcement	Custom mandates such as ESG, religious filters and liquidity rules, enforced through pre-trade and post-trade compliance.
Custom reporting	Tailored performance reports, asset-allocation visuals and cash-flow statements, branded per family and per entity.
Tax-aware management	Tax-lot tracking, gain and loss harvesting and jurisdiction-specific tax reporting, with tax-ready reports for accountants and advisors.
Fee and cost transparency	Performance-based fees, management charges and third-party commissions in one view.
Roles and audit	Access levels for family members, advisors and trustees, with a full activity timeline and audit log.
Model mandates	Portfolio Management & Wealth adds model portfolios and controlled rebalancing when the office manages model mandates.

The family book at a glance

The Investment Office CIO Cockpit: what moved the NAV, allocation against policy and returns against target.

Frequently asked questions

Can one office serve several families?

Yes. Each family is set up as its own organization with its beneficiaries, portfolios and custody accounts. Operators assigned to one family see only that family's book.

Can we consolidate wealth held at several banks?

Yes. Every beneficiary can hold accounts at as many custodians as you use, and reports show the family book by custodian and consolidated in your base currency.

Can the family receive reports in Arabic?

Yes. Statements are issued in English or Arabic per beneficiary, and the office name and disclaimer can appear on report covers in both languages.

How long does it take to move our existing book?

Your starting position is loaded from a template, reconciled to your trial balance and approved before it books. Past prices, rates and cash movements can be imported so performance history starts from your real records.